We specialize in Chapter 7 personal bankruptcy and Chapter 13 personal bankruptcy.  Michael F. Kanzer & Associates, P.C. has helped over 500 individuals like yourself discharge their debts and set a fresh start.  Let us help you solve your problem.

Debt management and debt reduction have become increasingly difficult for most Americans.  Here in New York, the high cost of living makes it that much more difficult to overcome financial challenges.  With our economy in a slump and unemployment on the rise, banks are less than forgiving if you can’t make your payments.  Many of these banks are the same ones that your hard-earned tax dollars paid to “bail out,” but don’t expect the same kind of rescue in times of your own financial trouble. 

But what about YOUR debt?  What about diminishing job security, or unemployment that is causing you to fall further behind in your payments?  How do you save all that you’ve worked to attain for so many years: your house, your assets, your car and other possessions?  If you are facing foreclosure, getting harassed by creditors and bill collectors, losing sleep because of your financial problems, or facing any number of other personal financial crises, we can help you protect what is rightfully yours and help you on the road to financial recovery.  Let us help you put your problems behind you and get a fresh start!

For a free initial consultation, fill out the form you see here, or call us and mention that you found us on the Web.  We’re on YOUR side.